Money is tight these days, and thought should be given to where every dollar goes. It's important to consider exactly what discretionary spending means, particularly when it comes to the health of your children.

Not only do kids need exercise; they need to develop the discipline to exercise regularly throughout life. In our junior program at Northern Chi we teach the importance of discipline as well as the good habits of healthy living in body, mind and spirit.

Is a martial arts program discretionary or essential for the health and development of your child?

Read this interesting article before you decide!